Uniform Commercial Code

Uniform Commercial Code, more commonly known as UCC, is a code developed for uniform filing on personal property throughout the USA. Like "uniform" attempts, fees and other things are different, but the basic concepts of security regulations are more uniform. The filing of a UCC Financing statement is what perfects or secures the loan on consumer goods or personal property. UCC filings are indexed by debtor's name. The Register of Deeds office only records UCC's that pertain to fixtures, as-extracted collateral and timber to be cut. All others will be recorded at the Secretary of State's office in Raleigh.